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4061 Powder Mill Road, Suite 705 • Calverton, MD 20705 • Phone: 301.595.8600 • Toll Free: 877.595.8605

I hope that 2020 is off to a great start for you and your family! With the beginning of the new year, we all tend to make resolutions – losing weight, exercising more, cleaning out your closets – just to name a few! Here at PFG, we particularly love this time of year as we find many clients making financial resolutions and needing our help to get started. If we can be of assistance, please make an appointment and we’ll help you make good on your resolution.

Even if you didn’t make any financial resolutions for 2020, you’ll find meeting with us early in the year will help you understand how recent changes as part of the SECURE Act will affect retirement savings and distributions. We recently sent out an email announcing some of the most significant changes, but it’s important enough that we wanted to make sure all our clients are in the know.

While most changes are positive enhancements to retirement savings and distributions, there are a few changes that can potentially have an impact on your heirs. We have an overview of the SECURE Act on our website and there’s also a feature article in this edition of The Heron, “Pros, Cons and Possible Disasters After SECURE Act,” that discusses issues that affect many Americans.

We recommend making an appointment so we can review your particular situation, both to take full advantage of the SECURE Act enhancements, and to make sure the changes are aligned with the needs of you and your family.

Todd M. Wike, CFP®
CERTIFIED FINANCIAL PLANNER™
Managing Partner, Potomac Financial Group
2019 RJFS Chairman’s Council Member*

 

The information contained in this material does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Todd Wike and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Raymond James is not affiliated with and does not endorse the services or opinions of the various podcasts or applications discussed in this material. Chairman’s Council Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisors future performance. No fee is paid in exchange for this award/rating. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®,CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.