4061 Powder Mill Road, Suite 705 • Calverton, MD 20705 • Phone: 301.595.8600 • Toll Free: 877.595.8605

Whether posing for holiday photos or engaging in a friendly gingerbread house contest, our team is enjoying the holiday season together. As you can see, the interior of our new building is now down to the studs. The PFG elves have been busy working, but we can’t take credit for demolition. We know to stick with what we do best – financial planning. We’ll keep you updated as work progresses throughout the year.

No holiday season would be complete without a little friendly competition (what do you expect with two former football players in the mix). We made gingerbread houses as a team, and after lots of laughs during the process, we need your help deciding which one is best. Please vote below and we’ll announce the winner in January!

Santa’s Workshop
Gingerbread Estate
Light the Way
Fancy Roof Inn
Grinch Gargoyle
Candy Mansion
Starlight Mint Delight
Gumdrop Manor

Which gingerbread house is your favorite?

I hope you take some time to relax and enjoy this holiday season with family and friends. The entire team at PFG sends our best wishes for a wonderful holiday and a happy, healthy 2023.

Take care,

Todd M. Wike, CFP®
CERTIFIED FINANCIAL PLANNER™

Managing Partner, Potomac Financial Group
2022 RJFS Chairman’s Council Member*

The information contained in this material does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Todd Wike and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Raymond James is not affiliated with and does not endorse the services or opinions of the various podcasts or applications discussed in this material. Chairman’s Council Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisors future performance. No fee is paid in exchange for this award/rating. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®,CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.