4061 Powder Mill Road, Suite 705 • Calverton, MD 20705 • Phone: 301.595.8600 • Toll Free: 877.595.8605

I hope you’re enjoying fall and all it has to offer – cooler temperatures, changing foliage, and, of course, football. In the next week or so before the holidays get into full swing (incredibly, we’re almost there), we’ll be emailing a survey to all our clients. It’s a brief, ten-question survey that will help us gauge your overall satisfaction and enhance your client experience. Your experience with PFG is extremely important to us and we are very grateful for your time and any feedback.

Fall is also time for Medicare open enrollment. Whether you’re turning 65 and eligible to select a plan or simply want to explore other options to get the most from your coverage, we’re here to help. The infographic below is a helpful resource to get you started. In addition, I’m sharing  two insightful articles that will assist in your planning. Where Medicare Falls Short addresses healthcare expenses such as dental and vision that are not covered under Medicare. Additionally, Is It Time for a Change in Plan will help you decide whether it’s time to reevaluate your plan needs and provides some tips to get you started.

In case you missed it, we sent out a client email this month about HealthPlanOne, a new Raymond James partner that can also help with Medicare enrollment and revaluating your current plan. This no-cost service provides unbiased advice from a dedicated licensed agent who will assist you through the lifetime of your enrollment for coverage questions, appeals, and plan renewals. Please call the dedicated Raymond James number at 844.269.2646 for more information. You have from now until December 7th to finalize your decision.   


As always, please let us know if you have any questions or need help determining your best options. 

Take care,

Todd M. Wike, CFP®

Managing Partner, Potomac Financial Group
2021 RJFS Chairman’s Council Member*

The information contained in this material does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Todd Wike and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Raymond James is not affiliated with and does not endorse the services or opinions of the various podcasts or applications discussed in this material. Chairman’s Council Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisors future performance. No fee is paid in exchange for this award/rating. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®,CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.