4061 Powder Mill Road, Suite 705 • Calverton, MD 20705 • Phone: 301.595.8600 • Toll Free: 877.595.8605

Last month, we covered the PFG Financial Inventory Assessment and Personal Net Worth and Budget Summaries, all essential components of the Freedom7 financial planning process that focus on understanding your current financial situation. This month, we’ll be introducing Goal Planning and Monitoring and the Investment Policy Statement, two components that set the course for your financial future. Goal Planning and Monitoring allows us to make sure we are addressing every aspect of both your short and long-term financial goals while the Investment Policy statement will make sure we are aligned on risk during the inevitable ups and downs of the market. 

Goal Planning and Monitoring
Once we have a clear view of your financial picture, it’s the PFG Team’s responsibility to gain an understanding of your unique goals and establish a realistic roadmap to your future financial vision. Our Goal Planning and Monitoring software will take you through your ideal path to a confident retirement, identifying budgetary needs and important financial milestones. As you continue to earn and save, your net worth will grow and flourish. We’ll continue to carefully watch your progress, recalculate your net worth and, as needed, make the necessary adjustments to ensure your short-term financial goals and retirement vision remain intact. Learn more >

Investment Policy Statement (IPS)
Creating an Investment Policy Statement (IPS) is an important and often overlooked phase in the planning process. Your IPS communicates your investment goals and strategies that will critically guide the management of your portfolio and ensure we are always strategically aligned. It serves as the cornerstone of a quantitative portfolio process and considers several potential financial influencers including risk, performance factors and market scenarios. Your IPS is also critical to your portfolio monitoring as it synchronizes risk and reward factors into easy-to-understand metrics that define success and areas of potential enhancement. In its essence, it keeps your planning on track and disciplined through the typical ups and downs of the markets. Learn more >

The projections or other information generated by Goal Planning & Monitoring regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Goal Planning & Monitoring results may vary with each use and over time.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.