The Heron

Potomac Financial Group’s Newsletter

Dear Valued Clients and Friends,

As summer approaches, I’m looking forward to enjoying some long “carefree” weekends filled with warm sun and cool water at the pool, barbecues, and outdoor games with friends and pal’ing around with Honey my sweet lab puppy. She is 8 months old now and makes fast friends with everyone she meets.

In the world of investing, however, “carefree” isn‘t a term we use often. The financial markets are inherently dynamic, and the first quarter of 2024 has been no exception. Despite some fluctuations, the overall trend has been positive, marked by a continued rally in the S&P 500. While we always keep an eye on developments that could impact the market—from interest rate changes to geopolitical tensions—it’s important to focus on the big picture. Maintaining a steady course aligned with long-term financial goals is essential for navigating the occasional storms.

As we move forward into the year, we’re mindful of the usual suspects that can influence the markets: monetary policy decisions, global political dynamics, and of course, the upcoming election cycle. Each of these can introduce uncertainty, yet they also present opportunities to strengthen our financial strategies. At Potomac Financial Group, we don’t chase the market’s every move or react hastily to headlines. Instead, we believe in a thoughtful approach to investment, emphasizing diversified portfolios and steady, informed decision-making that aligns with your personal goals and timelines.

Enjoy the coming months, and here’s to finding moments of joy and relaxation amidst our busy lives. As always, my team and I are here to support you, so please don’t hesitate to reach out if there are changes in your life circumstances or if you just want to chat about your plans.

Warm regards,

Jeremy S. Dvorak,
CERTIFIED FINANCIAL PLANNER™
Potomac Financial Group

The information contained in this material does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Jeremy Dvorak and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Raymond James is not affiliated with and does not endorse the services or opinions of the various podcasts or applications discussed in this material.