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While around 60% of us make New Year’s Resolutions, only 8% of us achieve them. But don’t let that discourage you! Transform your New Year’s Resolution into a “S.M.A.R.T.” goal, following these criteria.

  • Specificity How could you reach this goal? Consider the who, what, when, where, which, and why of the process.
  • Measurability Set some metrics.
  • Achievability Define small, attainable subtasks.
  • Relevance Will the steps yield the desired result?
  • Timeliness Assign realistic deadlines for each step.

So, instead of resolving to “add money to my rainy day fund,” plan to “add $50 to my rainy day fund per month for home repairs.” You can reassess and adjust your plan with time.

Start S.M.A.R.T. and make it easier to realize your 2020 goals.

Tip adapted from Inc.com and SmartSheet.com

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