While around 60% of us make New Year’s Resolutions, only 8% of us achieve them. But don’t let that discourage you! Transform your New Year’s Resolution into a “S.M.A.R.T.” goal, following these criteria.
- Specificity – How could you reach this goal? Consider the who, what, when, where, which, and why of the process.
- Measurability – Set some metrics.
- Achievability – Define small, attainable subtasks.
- Relevance – Will the steps yield the desired result?
- Timeliness – Assign realistic deadlines for each step.
So, instead of resolving to “add money to my rainy day fund,” plan to “add $50 to my rainy day fund per month for home repairs.” You can reassess and adjust your plan with time.
Start S.M.A.R.T. and make it easier to realize your 2020 goals.
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